Retiree Healthcare Benefits


    AACPS provides comprehensive retiree healthcare coverage to eligible retirees. 

    Retiree healthcare eligibility and funding are administered in accordance with Board Policy and Administrative Regulation.  See page three (3) of the 2024 Retiree Healthcare Benefits Guide for complete details.

    There are three retiree medical plans through CareFirst for retirees under age 65 - BlueChoice HMO, BlueChoice Triple Option, and the PPN (for out-of-state retirees)

    There are three retiree medical plans through CareFirst for retirees over age 65 (or Medicare-Disabled)- Medi-Comp (national) , BlueChoice HMO, and BlueChoice Triple Option (national).

    Medicare A&B is required for participation in the over 65 retiree medical plans (or for those considered Medicare disabled).

    Prescription benefits

    for under 65: CVS Caremark 

    for over 65/Medicare Disabled: CVS Caremark SilverScript.

    Four tiers of co-payments apply (generic, brand, non-preferred, and specialty).

    Dental and Vision plan options are available.

    For more information: Contact HR/Retiree Benefits at 410-222-5224 (


Healthcare Files/Links


  • Retirement: