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News you can use: Check the latest edition of the SRP Newsletter
Managing Investments in Times of Market Turbulence
Educate yourself on the importance of saving for your retirement, the three sources of retirement income, basic investment principals and the resources available to help you. Contributions and Limits
The Internal Revenue Code limits the annual contributions you can make to a 403(b) plan and a 457(b) plan. The limits can be adjusted each year.
The 2018 limits are as follows:
403(b) Plan
Elective deferral limit $18,500
Age 50 catch-up $6,000457(b) Plan
Elective deferral limit $18,500
Age 50 catch-up $6,000
Both permanent and temporary employees may contribute either a percentage of pay or a flat amount, starting with as little as $1 per pay period.AACPS Newsletter - Retirement Check-up.
May 2018 - Managing Investments in Time of Market Turbulence
January 2018 - Save For Retirement and Reduce Taxes
October 2017 - Are You Retirement Ready?
July 2017 - Is it Your Time to Retire?
April 2017 - Should you Consolidate Accounts?
December 2016 - Managing Your Retirement Accounts
July 2016 - Women as Investors
January 2016 - What's Your Plan? Check the List to Get Ready for Retirement
September 2015 - Are you Saving Enough for Retirement?
May 2015 - Beating Longevity Risk: How to Outlive Your Money and Do It In Style
February 2015 - Where are You in Your Retirement Planning?
December 2014 - 403(b) and 457(b) Plans: Similarities and Differences
September 2014 - Fees and your Supplemental Retirement Plan
June 2014 - Supplemental Retirement Benefits; The Consequences of Taking a Plan Loan or Hardship Distribution
April 2014 - Target Date Funds: Is One Right for You?
Articles to understand saving for retirement and how you can make the most of it:
Understanding Asset Classes
Anyone can Save for Retirement!
Stay Focused on Your Retirement GoalsLearn more about planning for retirement on these external websites.
Retirementweek Use tools and online resources to help you plan for retirement.
403bwise.com/k12 Wise Information for K-12 Employees - 403(b) Basics and Tips & Tools457(b) The Other plan
www.choosetosave.org Tips on how to save for retirement including the ballpark estimate feature that can help you figure out how much you will need for retirement.Know a good retirement planning site? Send your ideas to benefits@aacps.org.
