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Retirement Information
(active employees)

Deferred Compensation Programs & Supplemental Retirement Plans (SRP)

In the fall and spring of each year, AACPS holds a program for employees who are considering retirement within the next five years. Maryland State Retirement Agency representatives provide an informative presentation about MSRA benefits and the AACPS Office of Retirement provides information about applying for retiree healthcare benefits.

Human Resources Office of Retirement 

Social Security Administration

Maryland State Retirement Agency


Are You Thinking About Retiring in the Next few Years?

If your timeline to retire is within 2-5 years, our semi-annual Pre-Retirement seminar is the best way to gather information as you begin to plan for Retirement. We generally hold these seminars in the Spring and Fall. Our upcoming sessions include:

Pre-retirement Seminar 

WHEN:           April 22, 2017, 8:30 – 11:30 a.m.
WHERE:        Board of Education, Board Room, 2644 Riva Rd., Annapolis, MD 21401
REGISTER:   Call 410-222-5224 or email

WHEN:           October 21, 2017, 8:30 – 11:30 a.m.
WHERE:        TBD
REGISTER:   Call 410-222-5224 or email


Are You Planning to Retire Within the Next Year?

You should immediately submit a Form 9, Request for an Estimate of Service Retirement Allowance (pension) to the Maryland State Retirement Agency. The results you receive will be critical to help you determine the pension payment option that is right for you and your family.  That form is located here:

You should also attend two education sessions at the Board of Education.

1.    The Retirement Information Session, which is followed a few weeks later by the --
2.    Forms Workshop. In these sessions we give you specific information on the various pension payment options, what you need to do, and the deadline for these tasks.

Register for these sessions on the Professional Growth and Development page of the AACPS website, MyAACPS-PD

Following is the list of sessions remaining for those who will retire between 5/1/2017 and 10/1/2017:

Retirement Information Session


April 4, 2017, 4:30 – 6:30 pm, Board Room, Board of Education

May 2, 2017, 4:30 – 6:30 pm, Board Room, Board of Education


Forms Workshop


April 26, 2017, 4:30 – 6:30 pm, Board Room, Board of Education

May 9, 2017, 4:30 – 6:30 pm, Board Room, Board of Education


Forms Open House (to turn in completed retirement paperwork)


April 20, 2017, 3 – 5 pm, Sign-in Board of Education lobby

May 16, 2017, 3 – 5 pm, Sign-in Board of Education lobby

Our Open House is the time when you may sit with a AACPS retirement office staff member, review your completed forms, and submit your retirement paperwork. Notary services will be available.

If you have any questions, please call the HR Retirement Office at 410-222-5224.

To determine the date you are eligible to retire, refer to your Personal Statement of Benefits sent to you every fall by the MSRA. 

Calculations of your retirement benefit are not processed by the Human Resources Office of Retirement.  To initiate the retirement process, you must complete Form MSRA-9 – Application for an Estimate of Service Retirement Allowance.  This form may be downloaded from the MSRA website at, click on Member, Forms, To Print Forms, Active Members’ Forms.  When you submit this completed form to the MSRA, they will send you a formal estimate of your retirement allowances for all options (allow 6-12 weeks to receive your estimate).  This form is designed for planning purposes only.

Other forms may be downloaded from the same site, including: Form MSRA-13/23 Application for Service or Disability Retirement, Form MSRA-85 Electronic Fund Transfer Sign-Up, Form MSRA-766 Federal and Maryland State Tax Withholding Request, and Form MSRA-127 Reemployment After Retirement.

Prior to making an appointment with your retirement counselor in Human Resources Office of Retirement, you must have your option selection from the MSRA in hand.  Once you have your estimated options, call the Human Resources Office of Retirement at 410-222-5224 to schedule an appointment to file an Application for Service Retirement Allowance.  The appointment usually lasts between 30 minutes to 1 hour.

You have the option of meeting directly with a Maryland State Retirement Counselor if you want to determine your retirement options or if you have concerns about membership.  Call 1-800-492-5909 or 410-625-5555 to schedule an appointment.  You may go to
to Participants > Members Section > Regional Counseling Schedule.  

If you move after retiring, please remember to call the MSRA and the AACPS Office of Retirement with address and phone number changes.  This is very important to ensure that there is no gap in your monthly benefit payment or insurance coverage.  

Please remember to notify the MSRA and the AACPS Office of Retirement if you have any lifestyle changes.  You have up to 31 days from the date of the event to change your benefits with Human Resources Office of Retirement.  Qualifying lifestyle changes include:  marriage, birth or adoption, divorce, change in spouse’s employment status/termination of healthcare benefits, death of a spouse or dependent, or loss of student status.  A new healthcare application is required when you have lifestyle changes, become Medicare Part B eligible, or change your address.