Anne Arundel
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Retirement Information
(active employees)

Deferred Compensation Programs & Supplemental Retirement Plans (SRP)

In the fall and spring of each year, AACPS holds a program for employees who are considering retirement within the next five years. Maryland State Retirement Agency representatives provide an informative presentation about MSRA benefits and the AACPS Office of Retirement provides information about applying for retiree healthcare benefits.

Human Resources Office of Retirement 

Social Security Administration

Maryland State Retirement Agency


To determine the date you are eligible to retire, refer to your Personal Statement of Benefits sent to you every fall by the MSRA. 

Calculations of your retirement benefit are not processed by the Human Resources Office of Retirement.  To initiate the retirement process, you must complete Form MSRA-9 – Application for an Estimate of Service Retirement Allowance.  This form may be downloaded from the MSRA website at, click on Member, Forms, To Print Forms, Active Members’ Forms.  When you submit this completed form to the MSRA, they will send you a formal estimate of your retirement allowances for all options (allow 6-12 weeks to receive your estimate).  This form is designed for planning purposes only.

Other forms may be downloaded from the same site, including: Form MSRA-13/23 Application for Service or Disability Retirement, Form MSRA-85 Electronic Fund Transfer Sign-Up, Form MSRA-766 Federal and Maryland State Tax Withholding Request, and Form MSRA-127 Reemployment After Retirement.

Prior to making an appointment with your retirement counselor in Human Resources Office of Retirement, you must have your option selection from the MSRA in hand.  Once you have your estimated options, call the Human Resources Office of Retirement at 410-222-5224 to schedule an appointment to file an Application for Service Retirement Allowance.  The appointment usually lasts between 30 minutes to 1 hour.

You have the option of meeting directly with a Maryland State Retirement Counselor if you want to determine your retirement options or if you have concerns about membership.  Call 1-800-492-5909 or 410-625-5555 to schedule an appointment.  You may go to
to Participants > Members Section > Regional Counseling Schedule.  

If you move after retiring, please remember to call the MSRA and the AACPS Office of Retirement with address and phone number changes.  This is very important to ensure that there is no gap in your monthly benefit payment or insurance coverage.  

Please remember to notify the MSRA and the AACPS Office of Retirement if you have any lifestyle changes.  You have up to 31 days from the date of the event to change your benefits with Human Resources Office of Retirement.  Qualifying lifestyle changes include:  marriage, birth or adoption, divorce, change in spouse’s employment status/termination of healthcare benefits, death of a spouse or dependent, or loss of student status.  A new healthcare application is required when you have lifestyle changes, become Medicare Part B eligible, or change your address.